A next step for the balance they already hold.
A payout arrives. The next transfer can wait. Introduce Earn from the account overview, when the customer has money they want to set aside.
An optional pocket, beside everyday spending.
An Earn pocket
in your dollar account.
Customers keep their spending balance and, next to it, a stablecoin balance that earns interest from lending markets.
They come to move money.
Give them a reason
to keep it with you.
A customer receives a payout, saves for a purchase or holds dollars between transfers. Today, the balance waits.
An optional Earn pocket gives that money a purpose inside your app. Customers choose what to put to work and keep their everyday spending balance separate.
Give customers a reason to keep their next financial decision with you.
Three steps
for the customer.
Earn lives alongside the everyday balance. Your customer chooses what to put to work, and manages it in the same app.
Your appJD
Good morning, Jamie.
Your accounts
Dollar account$12,500.00
USDC
USDCMeet your Earn pocket.
Interest on the dollars you set aside.
OverviewPaymentsCards
Powered by 
Thesauros
ThesaurosThey decide how much to put to work.
The customer reviews the product and chooses an amount. Your signing flow confirms the deposit; the vault issues shares for their position.
A familiar confirmation, with the details in view.Your appJD
Your Earn pocket
Make room
for more.
Move to Earn$4,500.00From your dollar account
- Available after
- $8,000.00
- You receive
- Vault shares
Powered by Thesauros
ThesaurosOne account. Two useful balances.
Keep spending money separate from the Earn position. Show its value, activity and withdrawal options where customers already manage their finances.
Explore deposits and withdrawalsYour appJD
Good morning, Jamie.
Your accounts
Available to spend$8,000.00
OverviewPaymentsCards
Powered by Thesauros
ThesaurosWhat it changes
for your business.
Keep the next financial decision.
Give customers an alternative to moving their stablecoins to a separate wallet or yield platform. Let the next step happen inside your product.
Earn a share of the fee.
Thesauros charges a 25% performance fee on the yield and nothing on deposits. You keep 50% of it as standard, and up to 80% in specific cases.
Focus on the account experience.
Connect to shared vault and allocation infrastructure. Your team can focus on the account experience instead of maintaining each lending integration.
Your customer relationship.
Our lending infrastructure.
An Earn product brings product, engineering and operations together. Define who owns each part before the first customer deposit.
Your team
The brand, onboarding, eligibility, customer experience and support. You decide where Earn belongs in the account and how to introduce it.
Thesauros
The vault architecture, lending connections and allocation mechanics. We map the deposit, position and redemption flows with your engineers.
Your customer
The choice to participate, the amount to deposit and when to request a withdrawal. A clear position inside the app they already know.
Start with one
customer journey.
Map your integration with us- 01
Define the product.
Choose the audience, asset, network, custody model and commercial proposition.
- 02
Connect and review.
Map transaction signing, balances, reporting and customer support. Review contracts and permissions with your team.
- 03
Learn through a focused pilot.
Validate deposits, withdrawals and the customer experience with a defined rollout group before expanding distribution.